Jennifer Cody's Blog Posts

OKC MARKET UPDATE: August 2026

The Oklahoma City housing market is undergoing a noticeable shift toward a more balanced environment as we head into the fall. With a significant jump in new properties hitting the market and total

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The Housing Market Split in Two. Which Side Is Your House On?

Ask a handful of REALTORS® how the housing market is doing and you’ll probably get a couple of different answers. That’s because right now, the market runs on two very different

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Oklahoma's AI Boom: What Do Data Centers Mean for Your Home's Value?

Oklahoma’s abundant space, affordable land, and cheap energy have recently placed our state directly in the crosshairs of massive tech corporations. From Oklahoma City to rural farmlands,-

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OKC MARKET UPDATE: July 2026

What This Means for BuyersHomebuyers across the Oklahoma City metro area are enjoying a welcome influx of choices as available inventory has expanded significantly compared to last year. With a

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Do You Need to Sign a Contract Before Touring a Home?

Oklahoma's SB 1217 changes the answer from "Yes" to..."Maybe!"Navigating Oklahoma’s Real Estate Changes: Speed, Choice, and New Showing RulesIf you’ve been thinking about buying a home

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The New Reality: Strategies for Pricing Your Home to Sell in the 2026 Oklahoma City Market

The days of simply planting a "For Sale" sign in the yard and watching a bidding war erupt are shifting. As we navigate the spring of 2026, the Oklahoma City real estate landscape is reaching a

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Skip the Fee—Get Notified for FREE! Monitor Your Home's Title with Your County's FREE Property Alert System

You’ve likely heard the urgent radio ads or seen the "breaking news" segments warning about the dangers of home title theft. These ads for private "Home Title Lock" services often use fear to

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Save on Property Taxes: Apply for Your Homestead Exemption Before March 15

Property taxes have become a growing concern for many Oklahoma homeowners, and the issue is now front and center at the state capitol. In his final State of the State address, Governor Kevin Stitt

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Is a 50-Year Mortgage the Key to Your Next Home?

With the median price of a home in Oklahoma sitting around $260,000, many first-time buyers—especially younger Oklahomans—are looking for creative ways to break into the housing market.

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Condition Is the #1 Factor Keeping Homes from Selling

Buyer ExpectationsWhether it's at our monthly Flotilla Boat Club meeting or teaching our Price It Right course to other real estate professionals—Oklahoma REALTORS® agree: The biggest

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1 in 5 Sellers Are Slashing Prices

Why overpricing your home is a major marketing pitfall to avoid!1 in 5 sellers are cutting prices right now. For buyers, that means you’ve got room to maybe score a better deal—and for

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The Hidden Reasons Why Oklahomans Pay the Highest Home Insurance Rates in America

Oklahomans Pay Top Dollar Among the NationOklahoma homeowners are paying more for home insurance than almost anyone else in the nation—and not just a little more. A LendingTree study ranks

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5 Reasons Why Fall 2025 Might Be a Great Time to Buy a Home

As an Oklahoma City homebuyer, you've likely seen the news headlines and heard the conversations: interest rates are up, and home prices are still climbing. It's enough to make anyone feel like they

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Silence the Spam: Prevent Unwanted Calls & Mail in the Home Mortgage Process

The home buying journey is an exciting process, but don't let an unexpected flood of calls, texts, and email from lenders, credit card companies, and insurance providers ruin this exciting journey

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The Secret to Selling Your House in Today's Market

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door.But

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MYTHBUSTING: What Really Drives Mortgage Rates?

Have you been watching the news, hearing talk about the Federal Reserve possibly cutting interest rates, and wondering why your mortgage rate isn't dropping like a rock? You're not alone! It's a

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Should I Buy a Home in 2025? Experts Say Prices Are Only Going Up!

At one point or another, you’ve probably heard someone say, “Yesterday was the best time to buy a home, but the next best time is today.”That’s because nationally, home

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Homeowners: Stay Ahead of Rising Mortgage Costs

As a homeowner, you might believe that your mortgage payment is set in stone, especially if you have a fixed-rate loan. However, it’s essential to understand that your home payment can still

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OKC MARKET UPDATE: December 2024

The U.S. National MarketU.S. existing-home sales increased for the first time in 5 months, as lower mortgage rates and rising supply helped boost market activity. According to the National

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KICKSTART 2025: Maximize Your Savings with Oklahoma Home Ownership Tax Credits

The 2025 new year presents an opportunity for Oklahoma homeowners to prepare for tax season by taking advantage of available home ownership tax credits. With the deadline for filing these credits

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OKC MARKET UPDATE: November 2024

The U.S. National MarketU.S. existing-home sales rose 3.4% month-over-month and 2.9% year-over-year to a seasonally adjusted annual rate of 3.96 million units, exceeding economists’

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Home Title Lock Services: A Legit Concern or Expensive Gimmick?

You may have noticed a recent uptick in fear-mongering ads for home title lock services popping up in the news or in your favorite podcasts and YouTube ads. These services claim to alert homeowners

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OKC MARKET UPDATE: October 2024

The U.S. National MarketU.S. existing-home sales increased for the first time in 5 months, as lower mortgage rates and rising supply helped boost market activity. According to the National

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Planning To Sell Your House in 2025? Start Prepping Now!

If your goal is to sell your house in 2025, now’s the time to start prepping. Even though it might seem like there’s plenty of time between now and the new year, you should get a head

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OKC MARKET UPDATE: September 2024

The U.S. National MarketU.S. existing-home sales slid 2.5% month-over-month and 4.2% year-over-year to a seasonally adjusted annual rate of 3.86 million units, according to the National Association

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Mortgage Rates Drop to Lowest Level in over a Year and a Half

Mortgage rates have hit their lowest point in over a year and a half. And that’s big news if you’ve been sitting on the homebuying sidelines waiting for this moment!Even a small decline

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OKC MARKET UPDATE: August 2024

The U.S. National MarketU.S. existing-home sales increased for the first time in 5 months, as lower mortgage rates and rising supply helped boost market activity. According to the National

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What's the Impact of Presidential Elections on the Housing Market?

It’s no surprise that the upcoming Presidential election might have you speculating about what’s ahead. And those unanswered thoughts can quickly spiral, causing fear and uncertainty to

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OKC MARKET UPDATE: July 2024

The U.S. National MarketU.S. existing-home sales fell 5.4% month-over-month and 5.4% year-over-year to a seasonally adjusted annual rate of 3.89 million units, with monthly sales down in all four

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5 Real Estate Scams You NEED To Know About

Every year, real estate scams cost buyers, sellers, renters, and landlords billions of dollars in the United States—yes, billions with a "B." However, by familiarizing yourself with these

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Should You Rent Out or Sell Your House?

Figuring out what to do with your house when you're ready to move can be a big decision. Should you sell it and use the money for your next adventure, or keep it as a rental to build long-term?

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OKC MARKET UPDATE: May 2024

The U.S. National MarketU.S. existing-home sales fell for the second month in a row, sliding 1.9% month-over-month and 1.9% year-over-year, according to the National Association of REALTORS® )

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How the NAR Settlement Impacts the Buyer-Agent Relationship

The National Association of REALTORS® has been in the headlines recently with a legal settlement that changes how REALTORS® and their buyer clients will do business together. We believe

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OKC MARKET UPDATE: April 2024

The U.S. National MarketU.S. Existing-home sales recently fell from a one-year high, dropped 4.3% month-over-month to a seasonally adjusted annual rate of 4.19 million, according to the National

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Tips for Younger Homebuyers: How To Make Your Dream a Reality

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home? And chances are, you’re worried that’s not going to be in

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The Best Week To List Your House Is Here!

Are you thinking about making a move? If so, now may be the perfect time to start the process. That’s because experts say the best week to list your house is just around the corner.“A

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OKC MARKET UPDATE: March 2024

U.S. existing-home sales improved for the second month in a row, jumping 9.5% to a seasonally adjusted annual rate of 4.38 million units, exceeding economists’ expectations and marking the

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🏆 The 1st Annual Floties Awards! 👏

On Thursday, March 28th, 2024 celebrated our 1st Annual "Floties" Awards Ceremony at VAST! Our Partners earned awards for sales productivity, closing difficult deals, utilizing Flotilla technology

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OKC MARKET UPDATE: February 2024

U.S. existing-home sales grew 3.1% month-over-month to a seasonally adjusted annual rate of 4.00 million, exceeding economists’ expectations and marking the strongest sales pace since August

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The Top 5 Reasons You Need a Real Estate Agent When Buying a Home

You may have heard headlines in the news lately about agents in the real estate industry and discussions about their commissions. And if you’re following along, it can be pretty confusing. But

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Selling Your Solar Panel Home: More Green in Your Pocket or a Red Flag for Buyers?

As the real estate market evolves in 2024, pricing homes accurately has become a paramount focus for our Flotilla Partners.In January, Flotilla held a pricing course addressing a recurring theme

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OKC MARKET UPDATE: January 2024

Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. U.S. existing-home sales slipped 1.0% month-over-month and were down 6.2% year-over-year as of

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Welcome to Flotilla, Stephani Miles!

Flotilla is happy to bring aboard our log-time friend & colleague, Stephani Miles! Stephani began her OKC real estate career in 1999 together with her mother, Joan Stamman, as The Diamond Team.

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Home Inventory Is on the Rise...But Are Buyers on Board?

Good news for buyers! The Oklahoma City MLS shows a 2-year trend (December 2021 to December 2023) of a massive 106% increase in active homes for sale! Sellers are selling despite many still hanging

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Welcome to Flotilla, Brandon Hart!

We are thrilled to announce our partnership with Brandon Hart, who has been fabulously successful in his real estate career for over 20 years. A Lawton native, Brandon moved to OKC to start the Hart

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MARKET UPDATE: December 2023

Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. U.S. existing-home sales rose from a 13-year low, climbing 0.8% from the previous month and

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Welcome to Flotilla, Susan Arends!

Flotilla is honored to partner with Susan Arends! She is full of wisdom and loaded with wit! After moving eight times in a span of 13 years, Susan understands the demands of moving. Her husband,,

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Welcome to Flotilla, Denita Henry!

We are delighted to partner with Denita Henry! Denita has been an Oklahoma resident all of her life—spending 17 years as an interior designer and 12 years of experience in selling real,

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OKC MARKET UPDATE: November 2023

OKC MARKET UPDATE: November 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Low inventory, elevated sales price, and decades-high interest

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Buyer Incentives to Be on the Lookout for in 2024

Buyer incentives are on the rise to keep home buying an affordable prospect in the difficult housing market we’ve been facing for the past few years.After the frenzy of 2019 & 2020 that

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OKC MARKET UPDATE: October 2023

OKC MARKET UPDATE: October 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. U.S. sales of existing homes recently fell to a 13-year low,

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The Home Wholesaling Scam: Don't Be the Next Victim!

The practice of wholesaling has become more & more prevalent in the Oklahoma real estate market. In its truest form, we firmly believe that wholesaling is a predatory practice, leading

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OKC MARKET UPDATE: August 2023

OKC MARKET UPDATE: August 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Higher mortgage rates, along with elevated sales prices and a lack

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6 Things to Know About Buying a New Construction Home

As of August 2023, about 39% of OKC's current home inventory is new construction homes, and 19% of sold homes since the start of the year have been new construction. Home builders are becoming

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OKC MARKET UPDATE: July 2023

OKC MARKET UPDATE: July 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Affordability constraints have continued to limit homebuying activity

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OKC MARKET UPDATE: June 2023

OKC MARKET UPDATE: June 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Temperatures are heating up, yet the U.S. housing market remains

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Protecting Your Home from Probate: What You Need to Know About Oklahoma's Transfer-on-Death Deed

KNOW YOUR OPTIONSThere are a handful of options available to you for transferring your real estate assets (homes, mineral rights, commercial properties, etc.) upon your death: Will, Trust, and

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OKC MARKET UPDATE: May 2023

OKC MARKET UPDATE: May 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Existing-home sales slid for the second consecutive month, falling 3%

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Are High Credit Score Homebuyers Subsidizing Risky Buyers?

MYTHBUSTINGAre High Credit Score Homebuyers Subsidizing Risky Buyers?In April 2023, talk was spreading of lowered interest rates for risky homebuyers at the expense of increased rates on buyers with

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OKC MARKET UPDATE: April 2023

OKC MARKET UPDATE: April 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. U.S. existing-home sales declined 2.4 percent month-over-month as of

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Understanding Service Animal Policies Can Save Landlords from Costly Fines

Understanding Service Animal Policies Can Save Landlords from Costly FinesBeing a landlord or in property management brings a host of federal fair housing policies & laws one must follow. In,

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OKC MARKET UPDATE: March 2023

OKC MARKET UPDATE: March 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Nationally, existing home sales jumped 14.5% month-over-month as of

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Oklahoma County Property Taxes Reach $1 Billion Record in 2022...and How You Can Save on Yours!

Oklahoma County Property Taxes Reach $1 Billion Record in 2022...and How You Can Save on Yours!The housing market demand of the past few years that caused an increase in home prices has now begun to

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OKC MARKET UPDATE: February 2023

OKC MARKET UPDATE: February 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. In its continued effort to curb inflation, the Federal Reserve

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Discriminatory Language Still Remains in Oklahoma Property Documents

Discriminatory Language Still Remains in Oklahoma Property DocumentsWhile we love real estate at Flotilla, we understand there is an unfortunate history in our industry. Practices dating back to the

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OKC MARKET UPDATE: January 2023

OKC MARKET UPDATE: January 2023Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. The US housing market began the year in a state of rebalance, with

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OKC MARKET UPDATE: December 2022

MARKET UPDATE: December 2022Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. 2022 was a turbulent year for the US housing market, as inflation,

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OKC MARKET UPDATE: November 2022

MARKET UPDATE: November 2022Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Housing affordability continues to be a major roadblock for market

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YES! You Can Still Get a Loan in the 2%'s!

YES! You Can Still Get a Loan in the 2%'s!Increased mortgage rates over the past few months and two years of skyrocketing home prices means a harder time for buyers looking to purchase a home. With

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VA LOANS: Making Homes for the Brave Achievable

November is the month we honor our US military veterans on Veterans Day (November 11th). In honor of Veterans Day, this month we’d like to take a moment to discuss VA loans.What Are VA Loans

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OKC MARKET UPDATE: October 2022

MARKET UPDATE: October 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Existing home sales declined nationwide for the eighth consecutive

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Navigating Rising Interest Rates & Decreasing Affordability

Navigating Rising Interest Rates& Decreasing AffordabilityIn September, the Fed made its fifth interest rate increase in 2022 in order to combat rapidly growing inflation. The last three

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OKC MARKET UPDATE: September 2022

MARKET UPDATE: September 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. The U.S. real estate market continues to slow as we move into fall,

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OKC MARKET UPDATE: August 2022

MARKET UPDATE: August 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK. Summer 2022 has been a season of change for the U.S. real estate.

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FTC Defends Home Sellers—Fines Opendoor $62 Million

FTC Defends Home Sellers Fines Opendoor $62 Million Jennifer Arsenault, Flotilla Managing Broker & Owner In April, we brought to you in this newsletter our research of Opendoor's business

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OKC MARKET UPDATE: July 2022

MARKET UPDATE: July 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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2022 Mid-Year Market Forecast

2022 Mid-Year Market Forecast The real estate market has been interesting for the past few years to say the least—and it's continued through this year. Now that we're half-way through 2022, we

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OKC MARKET UPDATE: June 2022

MARKET UPDATE: June 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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Would You Sign a 40-Year Contract for $300?

Would You Sign a40-Year Contract for $300?The housing market is hot right now, and new methods for securing listings from homeowners seem to pop up daily. We're always on the lookout to inform YOU,

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OKC MARKET UPDATE: May 2022

MARKET UPDATE: May 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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Institutional Investors Are Buying up Homes—How the Real Estate Industry is Supporting Owner-Occupants

Institutional Investors Are Buying up Homes—How the Real Estate Industry is Supporting Owner-Occupants You’ve been hearing about it in the news: Home inventory is at an all-time low, and

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OKC MARKET UPDATE: April 2022

MARKET UPDATE: April 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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The Harsh Truth of iBuyer Convenience

The Harsh Truth of iBuyer Convenience In our ongoing effort to educate Oklahoma homeowners about new practices in the real estate market, we’ll be talking about “iBuyer” services

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OKC MARKET UPDATE: March 2022

MARKET UPDATE: March 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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Understanding the Financial Pitfalls of Home Wholesaling

Understanding the Financial Pitfalls of Home Wholesaling One of our guiding principles at Flotilla is to educate our clients on trends in the housing market in order to protect their biggest

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OKC MARKET UPDATE: February 2022

MARKET UPDATE: February 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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What Do Interest Rate Hikes in 2022 Mean for You?

What Do Interest Rate Hikes in 2022 Mean for You? The fear of rising interest rates has been in the news recently—and it's not unfounded. Interest rates have been rising recently, and will

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OKC MARKET UPDATE: January 2022

MARKET UPDATE: January 2022 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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Right Now Is a Once-in-a-Lifetime Opportunity for Sellers

Right Now Is a Once-in-a-Lifetime Opportunity for Sellers If you’re thinking about selling your house in 2022, you truly have a once-in-a-lifetime opportunity at your fingertips. When selling

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4 Reasons Selling in Winter May Be the Best Strategy for Sellers in 2022

4 Reasons Selling in Winter May Be the Best Strategy for Sellers in 2022 Many homeowners think selling in Spring is the best time to sell their home. Historically, about 40% of home sales occur

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OKC MARKET UPDATE: December 2021

MARKET UPDATE: December 2021 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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It’s a Seller’s Market! But Where Do I Go?

It's a Sellers Market! But Where Do I Go? With such record-low inventory, homes are selling for top-dollar. Now is a fantastic time to take advantage of this market to sell your home. But the

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OKC MARKET UPDATE: November 2021

MARKET UPDATE: November 2021 Based on single-family homes & condos/townhouses in Oklahoma City MLS. Data courtesy of MLSOK.© 2022 Flotilla Holdings,.

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We're Hiring Experienced Agents!

We're Hiring Experienced Agents!Over the past year, we’ve been building a brokerage for REALTORS® who are looking to be a model of change in our industry. How Flotilla Is Different Our

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